A possession date looks like the most concrete number in a brochure. It is usually the least. The brochure’s date is a promise. The date that binds is the one in your agreement for sale, and the one to check it against is the date on the Karnataka RERA register, which sits next to a figure the brochure never prints: how much has actually been built.
On our list, filed possession dates run from 2027 to 2032, and build progress runs from 3% to 88%. The brochures make those look like the same purchase. They are not.
Three dates that get called possession
The brochure date is marketing. It is often phrased as “possession from”, or as a number of years from launch, and it can be earlier than anything the promoter has committed to on paper.
The RERA date is the proposed completion date the promoter files at registration. The registration itself runs to that date, and it can only move if the promoter applies to RERA for an extension, which then shows on the project’s record.
The agreement date is the one that binds you and the promoter. It should match the filing. If the agreement you are handed carries a later date than the register, ask why before you sign, because that gap is time the promoter has quietly given itself.
Handover also needs an occupancy certificate, which the RERA record doesn’t carry, so ask where the OC sits in the promoter’s timeline as well.
The date next to the build figure
Here is every project on our list, sorted by its filed date, with the build figure from its latest quarterly report and the months left from September 2026, when we read the filings.
| Project | Filed for | Built | Months left | Points a month |
|---|---|---|---|---|
| DSR The Courtyard | Feb 2027 | 88% | 5 | 2.4 |
| Udbhav Gokulam | Mar 2027 | 44% | 6 | 9.3 |
| DS-MAX Sista Grand | Dec 2027 | 54% | 15 | 3.1 |
| Nithya Sunshine | Dec 2027 | 51% | 15 | 3.3 |
| Sumadhura Capitol Residences | Dec 2027 | 55% | 15 | 3.0 |
| Surya Valencia · Phase I | Dec 2028 | 41% | 27 | 2.2 |
| Vajram Chrysanthemum | Mar 2029 | 4% | 30 | 3.2 |
| Casagrand Promenade | Aug 2029 | 7% | 35 | 2.7 |
| Suvarna Homes | Sep 2029 | 9% | 36 | 2.5 |
| Miraya Woods by UKN | Oct 2029 | 25% | 37 | 2.0 |
| Vajram Vivera | Feb 2030 | 19% | 41 | 2.0 |
| Nagama Serenity | Jun 2030 | 36% | 45 | 1.4 |
| DS-MAX Sky Fields | Sep 2030 | 28% | 48 | 1.5 |
| Casagrand Estancia | Oct 2030 | 3% | 49 | 2.0 |
| Surya Valencia · Phase II | Dec 2030 | 30% | 51 | 1.4 |
| Sowparnika Whispering Petals | Sep 2032 | 15% | 72 | 1.2 |
Built is the promoter’s own quarterly figure. Points a month is what is left to build divided by the months left: the average pace the filed date implies. A dash means we have no filed figure to quote. Filings read September 2026.
The nearest filed date is Feb 2027; the furthest is in 2032.
Same brochure, different purchases
DSR The Courtyard is 88% built, with five months to its Feb 2027 date. Casagrand Estancia is 3% built, with four years to go to Oct 2030. On a brochure both are “under construction”, both have a date, and both have a clubhouse render.
They are different purchases. With the first you are buying a building you can walk through, on a timeline you can plan a move around. With the second you are buying a filed plan, a promoter’s track record and four years of construction risk, and you will be paying for it in stages long before you can live in it.
Neither is wrong. Earlier-stage projects are often priced lower, and a long runway can suit a buyer who isn’t in a hurry. But the price should reflect the risk, and you should know which one you are buying.
Read the stage breakdown as well as the headline, because foundations weigh heavily in it. Sowparnika Whispering Petals, filed for September 2032, is 15% complete with its foundations about a third of the way in and nothing above ground.
The pace a date implies
The last column in the table is crude arithmetic: points of progress left, divided by months left. Construction isn’t linear, and finishing work can run faster or slower than the frame, so treat it as a question rather than a verdict. But it is the question to ask.
The steepest ask in the table is Udbhav Gokulam: 56 points to go in six months to its Mar 2027 date, or about 9 a month, against a median of about 2 a month across everything else.
A steep figure doesn’t mean the date will be missed. It means the promoter should be able to tell you how it will be met, and that the progress figure is worth checking again each quarter before a payment falls due. Our listing rules keep anything whose filed date has already passed off this site, but a date that is still ahead can still be tight.
What it means for a construction-linked plan
Most under-construction flats are sold on a construction-linked plan: you pay in stages, each triggered by the building reaching a milestone. Under RERA the promoter can’t take more than 10% of the price before a registered agreement for sale; after that, the schedule in the agreement governs.
If you are borrowing, the bank releases money at each stage and you pay interest on what has been released, often as pre-EMI, until the full loan is drawn. If you are renting in the meantime, you carry both. The longer the runway, the longer you carry them, which is why the filed date deserves as much attention as the price.
Hold each demand against the progress report. A demand for a slab stage should arrive when the filing shows the super-structure moving, not while the foundations are still going in. If a demand arrives ahead of the progress the promoter has filed, ask why before you pay it.
The under ₹1 crore and ₹1–2 crore pages set the filed date and the build figure side by side for every project in each budget, which is the quickest way to see how much runway you are buying at each price.
If the date slips
RERA gives you a choice if the promoter can’t hand over by the date in your agreement: stay in the project and be paid interest for every month of delay until you get the keys, or withdraw and get your money back with interest. Complaints go to Karnataka RERA; our guide to builder delays covers the rate, the complaint and how an order is enforced.
Two things make that remedy work. The date in your agreement has to match the date on the filing, so check it before you sign. And the agreement, not the brochure, is what you would be enforcing, so if a salesperson promises an earlier date, get it written into the agreement or ignore it.
A promoter can apply to RERA to extend a registration. When an extension is granted it appears on the project’s record, which is one more reason to look at the filing again before each payment rather than once at booking. Our guide to reading a Karnataka RERA filing shows where the date and the progress reports sit.
Before you pay
- The dates match: the one on the filing and the one in your agreement.
- The latest progress figure, and the quarter it was filed in.
- The stage breakdown under the headline percentage.
- The pace the date implies, and the promoter’s answer if it looks steep.
- Which stage triggers each payment in your schedule, checked against the filing before you pay it.
- Where the OC sits in the timeline, because handover needs it.
Where these numbers come from. Possession dates and build progress are each promoter’s own filings with Karnataka RERA, as we read them in September 2026; months left are counted from then. The build figure is self-reported and moves every quarter, so check the current one at rera.karnataka.gov.in before you pay. This is a general guide, not legal advice.
